To proceed with our services, we are obliged to bring the following information to your attention:

We are authorised and regulated for consumer credit activities by the Financial Conduct Authority. Our Firm Reference Number is 619198. 1 Spring Court, Spring Road, Hale, Cheshire, WA14 2UQ

We are a credit broker not a lender.

Our Services

We're a vehicle finance broker who is authorised and regulated by the Financial Conduct Authority. We're not a funder or a lender. We don't provide independent financial advice but offer the service of providing information about the various finance products which are available to you to fund your vehicle from our carefully selected panel of funders. We'll source the vehicle on your behalf which will be the subject of your finance agreement from our preferred selection of main dealers. We'll also advise you of ancillary products which may be of interest to you from our other suppliers, including insurance to protect any potential shortfall in the event that your vehicle is declared a total loss, cover for minor repairs, alloy wheel refurbishment and loss of keys, and for business users, various fleet management tools.

Our Charges

We make a charge to you for the service that we provide:

Processing Fee: We charge a processing fee of £384.99 inc. VAT for our services. The processing fee is the broker fee charged by VIP Gateway for our service and represents the costs incurred for arranging the sale, ordering the vehicle, arranging the finance and organising delivery of the vehicle. This processing fee is payable by debit or credit card or by BACS payment and is taken once finance approval has been received, along with all relevant paperwork signed by yourself instructing us to place an order on your behalf.

Transaction Fee: For certain agreements, we may also charge a transaction fee for our service. The transaction fee represents the fee taken by VIP Gateway for the arrangement of the agreement. The transaction fee is payable by debit or credit card or by BACS payment and is taken once finance approval has been received, along with all relevant paperwork signed by yourself instructing us to place an order on your behalf.

Contract Extension: At the end of your contract agreement and subject to approval by the finance lender, you may be able to extend your contract. VIP Gateway will charge a contract extension arrangement fee of £80 plus VAT for this service. The contract extension fee is payable by debit or credit card or by BACS payment and will be taken on receipt of your signed finance documentation detailing the amendment. Please note, this option is not available with all lenders. Please speak to your sales consultant for further information or e-mail [email protected]